Personal Finance
How Your Credit Score Is Calculated and How to Improve It
There is a version of this topic that fits on a leaflet, and a version that reflects how it actually works. The gap between the two is where most costly mistakes happen.…
Personal Finance
Loans, credit cards, banking, mortgages, debt and investing — explained in plain language, with the numbers that actually matter.
Personal Finance
Fixed vs Variable Rate Mortgages: Which Suits You?
The difficulty with mortgage rate comparison is not that the information is hidden. It is that there is far too much of it, most of it written by someone who benefits from a partic…
Personal Finance
Debt Consolidation: When It Helps and When It Hurts
The difficulty with debt consolidation loan is not that the information is hidden. It is that there is far too much of it, most of it written by someone who benefits from a particu…
Personal Finance
Choosing a Credit Card: Rewards, APR and Hidden Fees
Cost is the first thing people ask about best credit card rewards, and it is rarely the most useful question. What matters more is what drives that cost, because that is the part y…
Personal Finance
Personal Loans Explained: Rates, Terms and Approval
Ask three people about personal loan rates and you will get three confident, contradictory answers. That is usually a sign that the right answer depends on circumstances the questi…
Personal Finance
High-Yield Savings Accounts: What to Look For
Ask three people about high yield savings account and you will get three confident, contradictory answers. That is usually a sign that the right answer depends on circumstances the…
Personal Finance
A Beginner's Guide to Index Fund Investing
There is a version of this topic that fits on a leaflet, and a version that reflects how it actually works. The gap between the two is where most costly mistakes happen.…
Personal Finance
Refinancing Your Mortgage: Running the Numbers
The difficulty with mortgage refinance calculator is not that the information is hidden. It is that there is far too much of it, most of it written by someone who benefits from a p…
Personal Finance
Building an Emergency Fund That Actually Holds Up
Cost is the first thing people ask about emergency fund savings, and it is rarely the most useful question. What matters more is what drives that cost, because that is the part you…
Personal Finance
Understanding APR, APY and Compound Interest
The difficulty with APR vs APY explained is not that the information is hidden. It is that there is far too much of it, most of it written by someone who benefits from a particular…